Fin
Financial Planning
Topic
62.8%
Accuracy
Recent Predictions
Incorrect: 4
Pending: 154
Unrated: 12
Prediction
Author
Predicted at
Status
Video
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"Uh, I would say like 5,000 since I'm on I don't have my job right now."
Jan 9, 2026
Correct
The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700.
"So, 700 or 750? 700."
Jan 9, 2026
Pending
A financial strategy is proposed: allocate $1,000 per month towards debt repayment after establishing a one-month emergency fund, leading to debt freedom within a couple of years.
"Uh, I mean, if you can put $1,000 to debt towards a month, you can pay this off in a couple years, t..."
Jan 9, 2026
Pending
The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month.
"Two years. That's it. If you bring in an extra thousand bucks a month, bring in an extra two and you..."
Jan 9, 2026
Pending
A financial strategy is proposed: allocate $1,000 per month towards debt repayment after establishing a one-month emergency fund, leading to debt freedom within a couple of years.
"The speaker advises the guest to prioritize paying off debt by allocating $1,000 per month towards i..."
Jan 9, 2026
Pending
The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700.
"The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount be..."
Jan 9, 2026
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"The guest estimates her current monthly income to be $5,000 due to being on medical leave and not cu..."
Jan 9, 2026
Pending
The guest's spending includes frequent purchases at bars and energy drink brands, alongside mentions of 'whimo' and 'puffer energy', indicating a pattern of potentially unnecessary or impulsive consumption.
"And then the rest of it was like other shopping expens Irish pub. Irish pub. Puffer energy. Puffer e..."
Jan 9, 2026
Pending
The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month.
"The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year..."
Jan 9, 2026
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"Uh, I would say like 5,000 since I'm on I don't have my job right now."
Jan 9, 2026
Incorrect
The speaker advises the guest to prioritize paying off debt by allocating $1,000 per month towards it, after establishing a one-month emergency fund, rather than focusing on the legality of her income sources.
"However you choose to bring in money as an adult, I do not care. I'm not going to enable and support..."
Jan 9, 2026
Pending
The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000.
"The guest asks for clarification on building an emergency fund before tackling debt, with the consen..."
Jan 9, 2026
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"The guest estimates her current monthly income to be $5,000 due to being on medical leave and not cu..."
Jan 9, 2026
Correct
The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000.
"Should I do an emergency fund before I pay off my debt? One one month. So, what what's one month? Li..."
Jan 9, 2026
Correct
To afford a European vacation, the couple should save 75% of their monthly 'fun' money for one month, then combine it with the next month's fun money to have a total of $4,000 for a three-week trip.
"You can honestly we not even close to that. Yeah. We're like under a thousand. Yeah. Exactly. So aft..."
Dec 29, 2025
Pending
The couple has paid off multiple credit cards and is managing their car loan and time share effectively. They are considering paying off remaining debts versus investing, and are advised to focus on a fully funded emergency fund before aggressively paying down low-interest debt.
"So, I think that's where we're at right now. Okay. Okay. Very cool. Now which one in here is the tim..."
Dec 29, 2025
Pending
The couple has a 3-month emergency fund and should double it to 6 months. After that, with their income of $12,000/month, they can allocate 30% to needs, 20% to retirement, and 45% to wants, including trips. They can save for a European vacation by saving 75% of their monthly fun money one month and combining it with the next month's fun money.
"So, we're at 3 months right now, but we should be at 6 months. Double it. Double it. And then we can..."
Dec 29, 2025
Pending
Making difficult financial decisions in the present can lead to financial ease and freedom for the remainder of one's life.
"Making a few hard decisions today can actually mean you play for the rest of your life."
Dec 28, 2025
Correct
Save double the amount saved in December 2025 during January 2026.
"You have to save double of whatever you saved in December 2025."
Dec 13, 2025
Pending
Completing at least three of the presented financial challenges will lead to significant personal financial success in 2026.
"if you choose even three out of these 10, you are going to be a rockstar in 2026."
Dec 13, 2025
Pending
Adopting three financial challenges in 2026 will lead to life-changing improvements.
"Pick up three. Do the same in 2026. Life will change."
Dec 13, 2025
Pending
Aspires for viewers to be among the 5% who adopt 2-3 financial challenges to transform their lives.
"I want you to be the 5% that picks up to three challenges this year and changes your life."
Dec 13, 2025
Pending
The 'whatever it takes' attitude, coupled with discipline and a willingness to learn, creates an unstoppable force for achieving goals.
"And then you have that I will do whatever it takes that discipline and then the willing to learn not..."
Nov 22, 2025
Unrated
Initial hard work is a prerequisite for reaching a point where one can scale back and enjoy the rewards; consistent effort is essential.
"But they had to work hard at something in order to get there. Once you get there, now you can scale ..."
Nov 22, 2025
Pending
Discipline is defined as the willingness to work, and the idea of prioritizing 'working smart' over 'working hard' is considered false, as a lack of hard work significantly limits success and life opportunities.
"So the discipline means that you're willing to put in work you know a lot of people say don't work h..."
Nov 22, 2025
Pending
Successful individuals consistently put in significant hard work before learning to manage, delegate, optimize resources, scale, and manage their time effectively.
"I don't know anyone that didn't put in a lot of hard work for a period of time. Yeah. Until they lea..."
Nov 22, 2025
Pending
Discipline involves a willingness to put in the work; the notion of 'working smart' without 'working hard' is considered invalid and will limit success.
"So the discipline means that you're willing to put in work you know a lot of people say don't work h..."
Nov 22, 2025
Unrated
Discipline entails persistence through adversity; one must be prepared for things to go wrong and become difficult.
"And then your your discipline then is it's just like anything else. It's being willing to stick with..."
Nov 22, 2025
Correct
A fundamental requirement for success is the willingness to put in significant hard work.
"Uh, you have to be willing to work hard."
Nov 22, 2025
Pending
Believing in one's own capability, regardless of current circumstances, and committing to doing 'whatever it takes' is the foundational step towards achieving success.
"So you first have to believe that somebody like you can do it from your position and know that hey I..."
Nov 22, 2025
Pending
The combination of a strong mindset and the 'whatever it takes' attitude fosters discipline, enabling individuals to believe in their ability to achieve success from their current position.
"And so you first have to believe that somebody like you can do it from your position and know that h..."
Nov 22, 2025
Unrated
A 75/15/10 financial plan is suggested: 75% maximum spending, 15% minimum investing, and 10% minimum saving for every dollar earned.
"And so one of the easiest things you can create your own is to follow something like a 751510 plan. ..."
Nov 22, 2025
Pending
A 'rule of five' is proposed for purchasing decisions: if you cannot afford to buy five of an item, you cannot truly afford to buy one.
"The rule that I would always say is follow something like my rule of five. If you can't buy five of ..."
Nov 22, 2025
Pending
Get-rich-quick schemes are generally scams. A balanced approach of patience in understanding the long-term process and impatience in driving daily action is key for financial success.
"So you have to be patient, but also impatient at the same time. patient in the sense that you have t..."
Nov 22, 2025
Correct
Prioritizing spending on branded goods over savings and investments indicates a misplacement of financial priorities.
"If you got the name brand stuff, but you got no savings, you got no investments, you're doing someth..."
Nov 22, 2025
Correct
It is crucial to distinguish between assets that generate income and liabilities that deplete it.
"The third thing would be now to really I mean I know I talk about this a lot but you have to underst..."
Nov 22, 2025
Pending
Luxury purchases should only be made when one can genuinely afford them, after achieving financial richness, rather than before.
"But it's a matter of when can you actually afford it. You have to know when the right time is for yo..."
Nov 22, 2025
Pending
A purchasing affordability test is proposed: if one cannot afford to buy five of an item, they cannot afford to buy one, serving as a guideline for prudent spending.
"So, you know, you want to buy a a $1,000 phone, you want to buy a $1,000 watch. Okay, fine. Can you ..."
Nov 22, 2025
Pending
Money acts as a magnifier of one's character; having more money allows a good person to do more good and a bad person to do more bad.
"It's like fire. It's like fuel. It fuels your fire. If you're a good person and you have more money,..."
Nov 22, 2025
Pending
Money should be used as a tool to generate more money, and it's essential to differentiate between income-generating assets and money-losing liabilities.
"And so you want to be able to use money in that way. The third thing would be now to really I mean I..."
Nov 22, 2025
Pending
Discipline involves perseverance through difficult times and setbacks, as challenges are an inevitable part of the journey.
"And then your your discipline then is it's just like anything else. It's being willing to stick with..."
Nov 22, 2025
Correct
Continuous effort ('making the flywheel turn') is necessary, and hard work enhances the effectiveness of 'smart work'.
"You have to be willing to put the work. The harder you work. You got to make the flywheel turn. You ..."
Nov 22, 2025
Correct
As income increases, the 75/15/10 ratio should be maintained, prioritizing investment and saving before spending, to ensure continued financial growth.
"Then what you do is you take the money, you put it into your investments, and now you just keep inve..."
Nov 22, 2025
Pending
Spending on luxury items for 'flexing' is only acceptable if one is already investing wisely and has excess funds; otherwise, it's a misallocation of resources.
"And unless you're investing your money wisely and you've got excess money and you're like, 'Okay, I ..."
Nov 22, 2025
Pending
The three core components for achieving financial success are the right mindset, the right discipline, and the right work ethic, which includes a willingness to learn.
"So the third thing was the right mindset the right discipline and the right work ethic uh so the wil..."
Nov 22, 2025
Correct
Savings should range from 3 to 12 months of expenses, with 3 months suitable for those with low liabilities and high risk tolerance, and 12 months for a more conservative approach.
"Now the savings is you want to build somewhere between 3 and 12 months worth of savings if you want ..."
Nov 22, 2025
Correct
Automating finances through a system ensures that money is consistently put to work, regardless of other circumstances.
"And then you want to create a system like a a system that automates your finances where now you have..."
Nov 22, 2025
Correct
The 'rule of five' is illustrated: if unable to afford five $1,000 items, one cannot truly afford a single one, promoting financial caution.
"So, it's, you know, you want to buy a a $1,000 phone, you want to buy a $1,000 watch. Okay, fine. Ca..."
Nov 22, 2025
Unrated
After building savings, all subsequent funds should be directed towards investments.
"Then what you do is you take the money, you put it into your investments, and now you just keep inve..."
Nov 22, 2025
Pending
The 75/15/10 investment/saving ratio should remain constant even as income grows significantly, ensuring continued prioritization of investment and saving.
"Now, what happens is as you grow your income, you don't change this ratio. So, if you go from $40,00..."
Nov 22, 2025
Pending